any Square Up users face this issue?

[Shawn (EIP)]

Sam is always there to kick me in nuts when I'm down and that's way too often 

[screenxpress]

Yea, but Sam is an equal nut-kicker provider. 

[cclaud3]

FUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUk ME! 

Sorry I had to get that out 

cclaud3,  I just requested a higher limit how long did that take because man I'm in one hell of a jam!

Just remembered that there were 2 forms. 24 hours after the first one was submitted, another one popped up with a few more personal questions on it. I just filled in a few fields, since all of them weren't required. Money/limit was cleared within 2 days of the second form.

[Screened Gear]

I have been operating for almost 4 years and I don't use distributor credit or 30 days. I started the business that way and just don't see an advantage. I am sure there are some but doing it this way keeps me out of trouble. If I had the 30 days I would order shirts more without having a deposit and take jobs that have lower margins more. I am not trying to say it’s not a good Idea. I have been offered 30 days from all my suppliers but I just done use it. What are the advantages? Why is it bad not to use them? I can’t be the only one that runs their company this way.

[Prosperi-Tees]

You could look at like you get your profit up front with a 50% deposit and then pay for the shirts when your customer pays you the balance.

[Frog]

I have been operating for almost 4 years and I don't use distributor credit or 30 days. I started the business that way and just don't see an advantage. I am sure there are some but doing it this way keeps me out of trouble. If I had the 30 days I would order shirts more without having a deposit and take jobs that have lower margins more. I am not trying to say it’s not a good Idea. I have been offered 30 days from all my suppliers but I just done use it. What are the advantages? Why is it bad not to use them? I can’t be the only one that runs their company this way.

So, how do you pay?

[Shawn (EIP)]

FUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUk ME! 

Sorry I had to get that out 

cclaud3,  I just requested a higher limit how long did that take because man I'm in one hell of a jam!

Just remembered that there were 2 forms. 24 hours after the first one was submitted, another one popped up with a few more personal questions on it. I just filled in a few fields, since all of them weren't required. Money/limit was cleared within 2 days of the second form.

What kind of personal questions? Do they credit check you?

[Shawn (EIP)]

 I've heard that running cards through your bank is a bad idea you want your money coming in and your bank to be separate , but my bank like many others do offer a cc program I just have to purchase or lease their stupid  card swiper and a 40 a month fee. Thoughts?

[Gilligan]

I have been operating for almost 4 years and I don't use distributor credit or 30 days. I started the business that way and just don't see an advantage. I am sure there are some but doing it this way keeps me out of trouble. If I had the 30 days I would order shirts more without having a deposit and take jobs that have lower margins more. I am not trying to say it’s not a good Idea. I have been offered 30 days from all my suppliers but I just done use it. What are the advantages? Why is it bad not to use them? I can’t be the only one that runs their company this way.

One of my suppliers offers 3% "cash discount" if you don't use credit card.  They have COD, but that is an extra $11 bucks... now if you have Net terms with them you can get the 3% AND avoid the COD charge.

That's one benefit.

[Frog]

I believe that all of my garment suppliers charge somewhere between 1.5 and 3% more on credit cards (as I do with my new Paypal invoices).

In California, it is not legal to up charge for Credit Cards, so it needs to be shown as a loss of cash discount.

[Screened Gear]

I have been operating for almost 4 years and I don't use distributor credit or 30 days. I started the business that way and just don't see an advantage. I am sure there are some but doing it this way keeps me out of trouble. If I had the 30 days I would order shirts more without having a deposit and take jobs that have lower margins more. I am not trying to say it’s not a good Idea. I have been offered 30 days from all my suppliers but I just done use it. What are the advantages? Why is it bad not to use them? I can’t be the only one that runs their company this way.

So, how do you pay?

Customer does a deposit and I pay with that. I do about 80% basic tees so the 50% more than covers the shirts. Most of the time they pay the deposit with Paypal from my website. It takes a day or two to get into my account. I buy the shirts as orders come in. I do about 2 to 3 orders of shirts a week and pay with a check. The check takes a day or two to clear so no issues. (I have more than enough money in the account to cover the chance paypal take a day longer or the checks clear sooner.)

I have been thinking about starting a 30 day pay but it just hasn't been a problem yet. 

[Shawn (EIP)]

I have been operating for almost 4 years and I don't use distributor credit or 30 days. I started the business that way and just don't see an advantage. I am sure there are some but doing it this way keeps me out of trouble. If I had the 30 days I would order shirts more without having a deposit and take jobs that have lower margins more. I am not trying to say it’s not a good Idea. I have been offered 30 days from all my suppliers but I just done use it. What are the advantages? Why is it bad not to use them? I can’t be the only one that runs their company this way.

So, how do you pay?

Customer does a deposit and I pay with that. I do about 80% basic tees so the 50% more than covers the shirts. Most of the time they pay the deposit with Paypal from my website. It takes a day or two to get into my account. I buy the shirts as orders come in. I do about 2 to 3 orders of shirts a week and pay with a check. The check takes a day or two to clear so no issues. (I have more than enough money in the account to cover the chance paypal take a day longer or the checks clear sooner.)

I have been thinking about starting a 30 day pay but it just hasn't been a problem yet.

same here but I quit PayPal or rather they quit me...

[RICK STEFANICK]

There's a link/form on their site to request higher limits. I had an account for a while and had to request a higher limit last month. I didn't even fill out some of more detailed sales info and they increased it anyway. Even released the previous funds that I would have waited another few weeks to get.

They did the same for me..I'm at 2500.00 per week now..They are very easy to communicate with.

[Shawn (EIP)]

After reading comments on this Square review , if i'm lucky enough to get my money I'm never using them ever again! It's been 48 hours+ still no email from these people.

Avoid Sqaure like the plague!!!


http://www.cardpaymentoptions.com/credit-card-processors/square-review/

[Gilligan]

We really never had any problems.

I've done several payments of over 1k and a few over 2k and never once had an issue.  Usually the card is not available for those purchases (wholesale customers in other cities).

We've since been offering "cash discounts" to those customers if they write us a check on delivery and they usually opt for that.  We've also moved unto a "real" terminal processing service for that business and don't deal with Square much.  But when we did, it worked well for us.