Opportunity is missed by most people because it is dressed in overalls and looks like work. - Thomas Edison
so I probably shouldn't admit to stealing music on Napster back in the day?
Don't mean to cause any kind of controversy here, but just a point of clarification: tax brackets do not change how much you are taxed on any income below the bracket... If you make 50,000 taxed at 15%, making 50,001 does not mean ANY of that 50,000 is taxed at 25% (it is still entirely taxed at only 15%), only the $1 would be taxed at 25%. You never lose money to taxes by making more money, you simply lose a larger percentage of the additional income that would put you over the threshold for the next bracket, and the exact same percentage is taxed of your original income. Making money from DTD will not cause you to have your M&R income taxed any differently. edit: Obviously it's entirely up to you whether the higher rate taxed on whatever income is taxable at the higher bracket means your hourly wage drops below what you need to make it worth your while. a 10% decrease is certainly significant if you are near that bracket, but honestly y'all already charge very little for your seps, and I would bet you could increase your fee by 10% to absorb the difference and still get plenty of business. That would be something like $5-10 total per job for most sim process stuff.Just sad to see you stop completely!